I didn't think I would spend an hour of my life this afternoon on hold and then talking with the fraud specialists at both my bank and the credit card company, but there I was! A little after 5:20 p.m. I got an alert on my phone that I had purchased a car seat - I had not purchased a car seat. Then, about a minute later, I was being asked by the VISA verification site if I had purchased a vacuum cleaner - I had not. A minute later, I got another ding - again, asking me if I had purchased dishes at William Sonoma. Nope! This is just crazy. I am so sick, and so tired of would-be thieves.
The thing is, most of us now have protection services on our credit cards. Our bank covers us on the debit cards, and we're going to find out whether someone has hacked it, tried to use it, or stolen it and then tried to use it. In my case, I have no idea how they got the numbers, but they did. The charges were from all over the United States. I even have 3 addresses to give to the fraud people so they can possibly connect the recipients of the would-be purchases to a fraud ring. Who knows? At least I have something I can give the people investigating the cases.
The reason I got the credit card and kept the charge limit as low as I did was to protect me from this sort of activity. I use the card nearly exclusively for Amazon purchases, but I have been known to buy food at a fast-food restaurant, too. I pay the card down if it goes above 33% of my overall limit. It's a credit builder. I don't buy much. I just use it, pay it off, and use it again and again, pay it off. I put two or three purchases on it, pay it down, and repeat. You can see the very, very similar pattern when my statement comes in, so anything grossly deviating from it is noticeable.
Is it a hassle? Yes, it is. I have to cancel the card, have a new one sent to me, and I can't buy anything from Amazon for a week - oh no! I'll survive. Besides, if I simply had to buy something, I have a bank card. I'm just pissed that I have to go through the trouble of placing the call, waiting on hold, going through the steps to cancel the card, and putting up with all the nonsense that shouldn't happen in the first place. People suck, it's as simple as that. I wake up and get ready for work. I think about paying my bills, feeding myself, and my kid. I don't think about how I can scam someone today! (or any day)
Here's the truth - and it burns. I know that when I die, my soul is going straight to Heaven. I won't be let in because I'm such a good person, or because I didn't scam anyone. I'm going through those gates because of the sacrifice made on my behalf by the Living Son of the Living God. He made it possible me, and what would not be possible would be for me to be a scamming sick son of a bitch who tried to hurt people, steal, and harm others because just after Jesus assended into Heaven the Holy Spirit came to live wihtin the bodies and hearts of all Believers - He won't let us do things (not easily) that can hurt and dishonor His name.
I may not be clever enough to steal from someone, but I doubt that the guy or gal who did steal from me today, or tried to steal from me today, won't wake up in Glory if God decides they've lived their last second -- and that's really very sad. I hope they find Jesus before it's too late. I really do. They can find cash, money, crypto, things, stuff—whatever they think will fill the void—but they won't know peace until they find true redemption. They need Jesus!
Photo Credit: Pinterest.com

